When investing in our ethical funds you can choose to devolve 0.1% of invested capital (1 euro every 1000) in favour of an Etica Sgr fund that guarantees microfinance projects and supports high social and environmental impact crowdfunding initiatives. The projects and initiatives are selected and run by Banca Etica.
With the quota destined to microfinance we guarantee Banca Etica loans to finance:
- people who find themselves in social and economic distress;
- people who wish to start their own businesses;
- social cooperatives in need of capital.
Results of our microfinancing activities
Thanks to the funds allocated each year to guarantee microfinance activities, amounting to 6.4 million euros for 2024, Banca Etica has been able to issue 1,335 loans since 2003 (the year the fund was established). In 2024, 230 loans were granted.
6.4 mln €
Amount devolved
1335
Total loans provided
223
Loans provided
Since we believe in supporting the real economy, 81% of the loans granted in 2024 were allocated to new entrepreneurial initiatives. The remaining 19% went to social and welfare projects..
Loans provided in 2024
81 %
Entrepreneurial initiatives
19 %
Charitable initiatives
Before subscribing, please read the KIDs and Prospectus available from placing agents.
The placement of the “Linea Valori Responsabili” and “Linea Futuri Responsabili” funds is only available in Italy. For further information, please refer to the Italian version of the website.