When investing in our ethical funds you can choose to devolve 0.1% of invested capital (1 euro every 1000) in favour of an Etica Sgr fund that guarantees microfinance projects and supports high social and environmental impact crowdfunding initiatives. The projects and initiatives are selected and run by Banca Etica.
With the quota destined to microfinance we guarantee Banca Etica loans to finance:
- people who find themselves in social and economic distress;
- people who wish to start their own businesses;
- social cooperatives in need of capital.
Results of our microfinancing activities
Thanks to the funds allocated each year to guarantee microfinance activities, amounting to 6.43 million euros for 2024, Banca Etica has been able to issue 1,519 loans since 2003 (the year the fund was established). In 2025, 185 loans were granted.
6.43 mln €
Amount devolved
1519
Total loans provided
185
Loans provided
Since we believe in supporting the real economy, 74% of the loans granted in 2025 were allocated to new entrepreneurial initiatives. The remaining 26% went to social and welfare projects..
Loans provided in 2025
74 %
Entrepreneurial initiatives
26 %
Charitable initiatives
This is a marketing communication. The data and information contained herein are provided for information purposes only and do not constitute investment recommendations. This communication is not, and may not be regarded as, an information document required under applicable legislation, and its content is not sufficient to form the basis of an investment decision.
This communication does not take into account in any way the characteristics of any person who may receive or become aware of it. In particular, it does not take into account their investment objectives, knowledge and experience in investment matters, risk appetite and/or any other characteristics, including the applicable tax regime.
Past performance is not indicative of future results, and investments in funds are subject to risks relating to the underlying assets, which may affect the value of the relevant units. Etica SGR provides no guarantee of returns and does not guarantee the repayment of the capital invested. The SGR accepts no liability for any losses that may arise from the use of the information provided in this communication.
In order to make an informed investment decision, before making any final investment decision, investors should consult the Key Information Document (KID) and the funds’ Prospectus available at www.eticasgr.com.
The placement of the “Linea Valori Responsabili” and “Linea Futuri Responsabili” funds is only available in Italy. For further information, please refer to the Italian version of the website.