What are mutual funds?
Mutual funds are financial instruments that allow individual investors to entrust the management of their wealth to companies (Sgr) specialized in collective investment, optimizing costs and risks.
Asset management companies can take a more diversified approach to investment than is possible by the individual and can reduce financial risk because the capital is spread among the many securities (equities or bonds) that make up the various funds.
Each fund’s assets are divided into parts called quotas, which investors subscribe in proportion to the capital invested. The unit value of each quota rises or falls depending on the financial results of the securities present in the fund portfolio.
Our ethical funds
What sets Etica mutual funds apart are the selection criteria of the securities and the philosophy that lies behind them, that of responsible investment. Because we believe in sustainable finance, favouring wider society as a whole, our ethical funds only invest in sectors and companies that adhere to certain principles of environmental protection, human rights and good corporate governance.
We have developed a methodology for screening securities that involves extra-financial analysis prior to the financial analysis phase, designed to identify the best investment opportunities on the basis of a set of criteria linked to environmental, social and governance issues (ESG).
Our aim is to create medium-long term performance opportunities for investors based on the real economy and favouring businesses and countries that adopt virtuous practices.
Benefits
Why choose Etica funds? To invest simply and ethically, so as to grow your capital in line with solid principles of social responsibility. But here are some other major benefits.
Your investment is diversified, minimizing the costs and risks even with small amounts of capital.
Your investment capital is protected by a system of external controls to guarantee the fairness of all transactions.
You can purchase or sell your funds at any time: you decide when, where and how to invest.
With Etica’s funds you pay no entry, exit, switch or performance fees.
You are financing only socially responsible firms, selected by a methodology and a rigorous process that is overseen by an external independent Ethics Committee.
Your choice can also make a difference to the policies of the firms in which our funds invest because, besides exercising our voting rights, we work to build a dialogue with the companies to urge them towards best practices in environmental protection and collective well-being.
Next steps
This is a marketing communication. The data and information contained herein are provided for information purposes only and do not constitute investment recommendations. This communication is not, and may not be regarded as, an information document required under applicable legislation, and its content is not sufficient to form the basis of an investment decision.
This communication does not take into account in any way the characteristics of any person who may receive or become aware of it. In particular, it does not take into account their investment objectives, knowledge and experience in investment matters, risk appetite and/or any other characteristics, including the applicable tax regime.
Past performance is not indicative of future results, and investments in funds are subject to risks relating to the underlying assets, which may affect the value of the relevant units. Etica SGR provides no guarantee of returns and does not guarantee the repayment of the capital invested. The SGR accepts no liability for any losses that may arise from the use of the information provided in this communication.
In order to make an informed investment decision, before making any final investment decision, investors should consult the Key Information Document (KID) and the funds’ Prospectus available at www.eticasgr.com.
The placement of the “Linea Valori Responsabili” and “Linea Futuri Responsabili” funds is only available in Italy. For further information, please refer to the Italian version of the website.