When investing in our ethical funds you can choose to devolve 0.1% of invested capital (1 euro every 1000) in favour of an Etica fund Sgr fund that guarantees microfinance projects and supports high social and environmental impact crowdfunding initiatives.These projects and initiatives are selected and managed by Banca Etica and can be promoted by Italian entities both in Italy and abroad. Additionally, it is possible to contribute to the fund through bequests and monetary donations from individuals or legal entities.
With the portion of this fund allocated to crowdfunding, we can contribute to financing initiatives with high social and environmental impact, promoted through online fundraising campaigns by the Banca Etica network. These initiatives are identified through specific calls or by the submission of projects that align with the goals of the Banca Etica Group.
The contribution
In the case of specific calls for proposals, the contribution is granted to those projects that reach 70% of their funding target during the crowdfunding activity, benefiting from an amount corresponding to the difference between the funding target itself and the amount raised through crowdfunding. For projects that reach or exceed 100% of their funding target, the contribution may also include amounts granted as bonuses up to a maximum of 5% of the funding target of each project.
In the case of projects consistent with the purposes of the Banca Etica Group (direct selection without recourse to calls for proposals), the contribution granted for all projects that reach at least 80% of their funding target corresponds to the difference between the funding target itself and the amount raised through crowdfunding, up to a maximum of 20% of the funding target of each project. In this case, no further forms of bonuses are provided.
The contributions are granted by Etica Sgr at the request of Banca Etica, until the funds allocated each year for crowdfunding are exhausted.
Results of crowdfunding activities
Since 2016, we have allocated 1,130,000 euros for crowdfunding, contributing to the financing of 112 initiatives selected through specific public calls or direct selection..
1,130,000 €
Amount devolved
112
Total initiatives supported
11
Initiatives supported
In 2024, we contributed to the financing of 11 initiatives with a high social and environmental impact, totaling 56,284 euros; among these, 7 projects were selected through the “Impatto+” call:
- Ethical Energy for Communities and Territories
In 2023, we contributed to the financing of 18 initiatives with a high social impact, totaling approximately 65,244 euros; among these, 14 projects were selected through the “Impatto+” call:
- Rediscovering Communities
In 2022, thanks to the portion allocated to crowdfunding, we were able to contribute to the financing of 15 initiatives with a high social and environmental impact, totaling approximately 34,200 euros. The projects were selected through the “Impatto+” call:
- Art and Culture for Human Rights
In 2021, thanks to the portion allocated to crowdfunding, we were able to contribute to the financing of 12 initiatives with a high social and environmental impact, totaling approximately 24,500 euros: 3 were selected directly and 9 through the “Impatto+” call:
- Together Against Climate Change
In 2020, thanks to the portion allocated to crowdfunding, we were able to contribute to the financing of 8 initiatives with a high social impact, totaling approximately 16,000 euros. The projects were selected through the “Impatto+” call:
- Tackling Educational Poverty
In 2019, we were able to contribute to the financing of 15 initiatives with a high social and environmental impact, totaling approximately 30,500 euros. The projects were selected through two “Impatto+” calls:
- Cultural Productions for Open and Welcoming Communities
- Women’s Economy
In 2018, we were able to contribute to the financing of 12 initiatives with a high social and environmental impact, totaling 32,000 euros. The projects were selected through two “Impatto+” calls:
- Sports for All and Social Responsibility
- Social Agriculture
In 2017, we supported 10 crowdfunding projects with a total contribution of approximately 29,000 euros, which managed to reach 75% of their funding goal, selected through the two calls:
- Cultural Productions for Active Citizenship
- Strengthening the Commons
In 2016, we supported 11 crowdfunding projects with a total contribution of approximately 36,000 euros, which managed to reach 75% of their funding goal, selected through the two calls:
- Urban Regeneration and the Commons
- Technologies for Welfare and Sustainability
Before subscribing, please read the KIDs and Prospectus available from placing agents.
The placement of the “Linea Valori Responsabili” and “Linea Futuri Responsabili” funds is only available in Italy. For further information, please refer to the Italian version of the website.